Allianz Andouard

assurances allianz andouard

English speaking team, covering France

Would you like a quote for Health Insurance (mutuelle) in France?

Health insurance in France at the best price to protect you and your family with peace of mind.

To further optimize your health reimbursements, your contract can be personalized to suit your needs:

✓ General care
✓ Hospitalization
✓ Optics & Hearing Aids
✓ Dental
✓ Orthodontist
✓ Homeopathy
✓ Alternative Medicine

health insurance france
how to get carte vitale

France has a universal healthcare system, primarily covered by Sécurité Sociale (Social Security). It reimburses a significant portion of medical costs, with the remaining often covered by mutuelle (private supplementary insurance).

Determine Your Eligibility

You may qualify for French health insurance under the following categories:

Resident (PUMA): If you’ve been living in France for more than 3 months.
Worker: If you are employed, your employer registers you with the Sécurité Sociale.
Student: Enroll in the student healthcare plan (depending on your status).
Retired/Pensioner: Special provisions exist for retirees moving to France, often requiring forms like an S1 from the EU.
Non-EU Nationals: Long-stay visa holders must arrange health insurance coverage as part of their residency process.

Gather Required Documents

To apply, you’ll need:

Passport or valid ID.
Proof of residence in France (e.g., utility bill, rental contract).
Proof of income (pay slips, tax returns, or bank statements).
Birth certificate (officially translated into French if needed).
Marriage certificate (if applicable).
Employment contract or proof of student enrollment.

Apply for a Social Security Number

Visit your local Caisse Primaire d’Assurance Maladie (ameli.fr) office and submit your application for a numéro de sécurité sociale. If eligible, you’ll receive:

A temporary number initially.
A Carte Vitale (health card) later, which simplifies the reimbursement process.

Specific Cases

EU/EEA/Swiss Citizens: Use your EHIC (European Health Insurance Card) temporarily and transfer to the French system if staying long-term.
Non-EU Students: Ensure you have health insurance through your university or private plans.

Consider a Private Health Insurance (Mutuelle)

French health insurance doesn’t cover all costs, such as copayments, optical care, or dental work. Many residents purchase a mutuelle to cover these additional expenses. Compare plans to suit your needs.

Get Support from Our Partner

We have been collaborating for years with an English-speaking partner specialized in assisting individuals who want to settle in France. She can handle all the administrative procedures to help you obtain your future Carte Vitale. Visit her dedicated page on our website, then contact us simultaneously to set up complementary health insurance.

Request a quote

Please fill out this form so that we can contact you with a customized quote.

Thank you. We can provide you a « mutuelle » in France and all over the world.


A complementary health offer with a solution for everyone.

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Not everyone's health cover needs are the same

Seniors, working people, families… our policies can be personalized to suit your needs

Contact us to obtain our reimbursement guarantees.

Why choose us for your medical insurance?

With our Health insurance, you benefit from a complete catered to your needs and your budget.

You have the option of personalizing your cover to suit each member of the family (3).

(3) Subject to the conditions, limitations and exclusions set out in the Allianz T&Cs

Available

If you would like to be contacted immediately, you can call us or use the call back request form. We take care of canceling your insurance to save you time.

Fair Prices

In our agency, the more contracts you have with us, the higher the savings.

A online client space available 24/7:

Convenient for reporting a claim anytime.

health insurance
Some examples of healthcare reimbursements
Additional cover in the event of hospitalization

Sometimes in life you may have to be hospitalized. The costs related to this hospitalization can be substantial: excess fees, travel costs, etc. To limit the costs remaining at your expense, you can take out higher hospital cover

Be covered up to €280 more for each hospital stay!

Benefit from a flat-rate allowance for each hospital stay, regardless of its duration(5). The amount depends on the nature of the hospitalization:

✓ €50 in case of day hospitalization, or €100 if you spend at least one night there,

✓ €150 is added to this amount in the event of surgery +€30 for any pre-operative costs.

(5) Conditions of subscription and details of the coverage in the Allianz T&Cs

health insurance hospilatization

REAL reviews from our valued customers